Servicemembers Civil Relief Act (SCRA)
Verified July 2026- Financial
- Government Benefits
- Housing
Cap interest on eligible pre-service debt at 6% and gain key legal protections.
The SCRA provides financial and legal protections while you serve. Major benefits include a 6% interest-rate cap on eligible debts incurred before military service, the ability to terminate qualifying residential and vehicle leases after receiving PCS orders, and protections involving evictions, foreclosures, installment contracts, default judgments, and some civil court proceedings.
Military Benefit
6% interest cap and other legal protections
How to Claim
Requirements vary by protection. For the 6% interest cap, send the creditor written notice and proof of military service. For lease termination, provide written notice and qualifying orders or a commanding officer letter. Contact your base legal office if assistance is needed.
Eligibility
Active Duty, Guard, Reserve
Guard and Reserve must be on active orders.
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